Skip to main content

Calculators
Apply Now
Online Banking Login

When autocomplete results are available use up and down arrows to review and enter to select.

Loans
CHOOSE THE RIGHT LOAN FOR YOU
Loan Overview
See our rural property financing options and learn about our loan process.
Conversion Program
We allow you to quickly convert your existing Rural 1^st loan to a lower rate once a year.
Construction Loans
Barndominiums
Log Homes
Remodel
Home Loans
Refinance
Second Homes
Cash-Out Loans
Home Equity
Land Loans
Bare Land
Lot for Construction
FEATURED

Customer Story
Finding a Dream Home in a Barndo
Read Story

Article
Unlock Financial Flexibility with Interest Rate Conversion
Learn More
About
WHO WE ARE
About Us
Rural 1^st has a deep understanding of rural financing, helping those who seek open spaces get Closer to What Matters^®.
Our Story
Guided by our cooperative values, we work with customers every day to secure the future of rural communities.
Cooperative Values
Customers of Rural 1^st are also owners of our cooperative, which provides benefits and values you won’t find with most other lenders.
Community Investments
Rural 1^st takes our mission of securing the future of rural communities to heart.
FEATURED

Construction Loans
Everything you need to know before, during and after starting rural construction.
Learn More

Customer Story
Pilot Realizes Country Dream
Watch Now
Learn
OUR RESOURCES
Learning Center
Articles
First-Time Buyer
Calculators
Mortgage Calculator
Refinance Calculator
Customer Stories
Our focus is helping people achieve their goals of owning rural property. Hear what they had to say about working with Rural 1^st .
FEATURED

Customer Story
Growing a Dream at River Pointe Ranch
Read Now

Article
Barndominium Basics
Learn More
Support
SUPPORT
Help & Support
Resources to support you through your loan journey.
Contact Us
Submit a question to our team of experts.
Find a Location
See all of our locations and find the one closest to you.
Online Banking Support
Tutorials and sign up help for our online banking portal.
FAQ
The answers to your questions at your fingertips.
Get Started
Submit a loan inquiry to get in touch with a Rural 1^st loan officer.
Apply Now
Start your Rural 1^st loan application.
FEATURED

Land Loans
Lot Financing for Construction Projects
Learn More

Article
5 Steps to Prepare for your Construction Loan
Read Now
Calculators
Online Banking Login

Apply Now Search

Page Not Found

Looks like we led you down the wrong path. No worries, let's get you Closer to What Matters®.

Go to Homepage or

When autocomplete results are available use up and down arrows to review and enter to select.

Main office
12501 Lakefront Place
Louisville, KY 40299

All loans are subject to credit approval and eligibility

COMPANY

About
Careers
Code of Ethics
Corporate Governance
Financial Reports
For Appraisers

LOANS

Home Loans
Construction Loans
Land Loans

RESOURCES

Learning Center
Calculators
Customer Stories
Cookie Settings

SUPPORT

Contact Us
Our Locations
Online Banking Help
FAQ
Get Started

Rural 1^st® is a tradename and Rural 1^st, the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1^st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Lender.

Terms of Service
Privacy Notice
Copyright Notice
Anonymous Reporting

©2024 Rural 1^st® All rights reserved.

This link will take you away from the Rural 1^st website. Rural 1^st is not responsible for the content, security, or privacy practices within the external site. Any products or services on the external site are not endorsed by Rural 1^st.

To cancel navigation, simply close this dialog.

Continue to Link