Home Equity Loans
Our goal is to get you Closer to What Matters®. Whether you’re ready to purchase land, build a barn or make property improvements, Rural 1st can help with our home equity loan.
Simple, Flexible Loans
Rural 1st makes the lending process simple.
We can help put the equity in your property to work—empowering you to:
- Purchase an adjacent land parcel
- Make improvements to your property
- Build a barn or outbuilding on your property
- Remodel a portion of your home
We’ll work with you from start to finish to provide the financing you need.‡ And once your loan closes, you'll receive the full loan amount allowing you to start your project immediately.
A Fixed Interest Rate
Our Home Equity Loan offers a consistent monthly payment to help you set a budget, and your payments won’t increase regardless of market conditions.
Loan Terms Up To 10 Years
With various loan terms, you have the flexibility to pay off your projects in a timeframe that works for your budget. Our loan officers can help you find the term that best fits your needs.
Flexible Cash-Out Options
If you’re a full-time farmer, our cash-out feature lets you use the funds for past or future family needs and access up to 100% of the loan proceeds. To learn more, contact a loan officer.
Customer Testimonials
Our sole focus is helping people achieve their goals of owning rural property. Here’s what they had to say about working with Rural 1st.
“You guys were great! Thank you so much for all of your help… 5-star lending company!”
Rural 1st Customer
Alexandria, KY
“I just want to thank the team for a very simple and streamlined service.”
Rural 1st Customer
Missouri
“I liked the communication at every step. The staff made sure I understood the process.”
Jason Deley
Lapel, IN
‡Subject to review and approval.
Explore Your Options
Get Started
One of our loan officers will contact you to discuss your financial options.
Inquire NowStart Your Application
Ready to get started on your loan application? You can complete your application online.
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