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Two female friends having coffee on the stone front steps of a new rural home.

Financing a Second Home Loan

Whether you’re looking for views of the mountains, easy access to a lake or a cabin for hunting season, Rural 1st has a second home loan to meet your needs.

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A family of three walks alongside a pond after fishing on their rural property.

Home Away From Home

Whatever your dream, we’re here to bring it to life.

Owning a second home in the country is like having a vacation at your fingertips. If you live in the city and are looking for an occasional escape from urban life or you’d just like some extra land for your hobbies like hunting and fishing, a second home is a place to step back, unwind and slow down.

A young man driving a motorbike through a ravine on his rural property.

Bare Land for Your Weekend Adventures

If you’re looking to construct a second home on existing land or purchase a second property for your outdoor adventures, we can help. A Rural 1st Loan Officer in your area can find what works best for the land you want to purchase, and your future plans.

A couple admiring the building plans for their rural home during early stages of construction.

Second Primary Residence

If you want a true home away from home, Rural 1st can make it a reality. Whether you want to build or purchase an existing home, we have fixed and variable rate options for you and your budget.

Customer Testimonials

Our sole focus is helping people achieve their goals of owning rural property. Here’s what they had to say about working with Rural 1st.

“Everything was really easy and all of our questions were answered quickly whenever we had one.”

James Askins

Olaton, KY

“The people made the difference. Everyone was very pleasant to work with. They were enjoyable and competent.”

Christopher Burrei

Murfreesboro, TN

“They were willing to answer questions and provide us with what we needed timely and accurately.”

Rural 1st Customer

Lowell, IN

Learning Center Resources


8 Tips for Buying, Financing and Closing on a New Home

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Customer Stories

Setting Families Up for Success

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Unlock Financial Flexibility with Interest Rate Conversion

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Explore Your Options

Get Started

One of our loan officers will contact you to discuss your financial options.

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Start Your Application

Ready to get started on your loan application? You can complete your application online.

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Contact Us

Have questions? You can find what you need on our support page.

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