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Financial Security Tips for 2024

Two men with a laptop talking on a porch that is under construction.

Fraud is an unfortunate reality in our world, and it is important to stay vigilant. Here are some tips to keep you and your financial information safe from identity theft and fraud.

Be vigilant.

Monitor accounts regularly, use a unique password for each separate account, and report any suspicious activity immediately.

Be unique.

Don’t repeat passwords and remember to update them regularly. Using a combination of letters, numbers, and special characters (%, &, @, etc.) for passwords makes it more difficult to compromise.

Stop and think.

Treat messages with deadlines or requests for an immediate response as suspicious. Don’t fall for the ‘act fast now’ scam by acting immediately.

Stay alert.

Don’t share personal information with anyone unless you initiated a transaction or reached out to Rural 1st through a verified phone number.

Be aware.

There are additional tools you can utilize to help you stay aware of your activities impacting your financial information like text alerts and multifactor authentication.

Most Common Fraud Schemes

Check fraud is on the rise throughout the banking industry. You should avoid placing checks in your mailbox or in USPS blue boxes. If you must mail a check, it’s best to hand deliver your letter to an employee at your local USPS office.

  • If possible, pay your bills electronically.
  • If you think you are a victim of check fraud, report it to Rural 1st or your financial institution immediately.

Mortgage fraud is on the rise throughout the banking industry, and our teams remain vigilant in protecting your information and assets from fraudsters. Here are a few additional scams to watch out for:

  • Keep your eyes open for information you receive from mortgage or title companies that you do not recognize. Call Customer Care at 1-855-800-7676 with any questions.
  • Be on the lookout for Title fraud. Title fraud is a form of identity theft where a bad actor forges a deed and transfers ownership of a property without the actual owner’s awareness or permission. This type of fraud is more common with property that is vacant or not regularly occupied. Consider periodically checking all information regarding your property in the office where your deed is registered; many recording jurisdictions make this information available online.

Our Promise

We will never ask you to ‘act now, or else’. If you’re suspicious of a text or email, do not click on links and do not call the numbers in the text or email. Our teams are here to help keep you and your assets safe. If you believe you’re a victim of fraud, or of a fraudulent attempt, please reach out to Customer Care at 1-855-800-7676.

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